Understanding Additional Insured Endorsements
Pitfall: Many oilfield contractors assume listing another company as “additional insured” is just paperwork. In reality, the wrong endorsement can leave you unprotected or overexposed.
Fix: Always confirm if your policy grants blanket additional insured coverage and whether it is primary and non-contributory. This ensures your policy responds before the operator’s.
Takeaway: The pitfall is blindly issuing certificates. The fix is aligning endorsements with contract language.
We’ll review your endorsements before you sign your next contract.