Oilfield operations rely heavily on compressors, pumps, and specialized machinery.

The Pitfall: Many companies assume property policies cover breakdowns. But standard property
coverage excludes mechanical or electrical failures.

The Fix: Add equipment breakdown coverage. It pays for sudden failures, business interruption,
and repair costs not covered elsewhere.

Cost Angle: Premiums are usually minimal compared to the cost of replacing specialized oilfield
equipment out-of-pocket.

Do you know if your policy covers equipment failure? We’ll review it with you.